Pawtucket Credit Union Routing Number: Your Essential Guide

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Pawtucket Credit Union Routing Number: Everything You Need to Know

Are you a member of the Pawtucket Credit Union (PCU) and need to know its routing number for transfer of funds? In this blog post, we’ll provide all the information you need on PCU routing numbers to make your financial transactions as smooth as possible.

PCU is a non-profit, member-owned financial cooperative that offers a wide range of products and services for its members. From personal checking accounts to home loans, PCU has been serving the Providence, Rhode Island area for over 90 years.

What is a Routing Number?

Routing Number on a Check

A routing number, also known as an ABA routing transit number, is a nine-digit code used to identify financial institutions. It’s used for many types of financial transactions, such as electronic funds transfers, direct deposits, and bill payments.

Your bank or credit union’s routing number is printed on the bottom left corner of your checks, along with your account number and check number. You can also find your routing number on your bank’s website, in your online banking account, or by calling customer service.

PCU Routing Numbers

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PCU has a few routing numbers, depending on the type of transaction that you’re making. Here are the PCU routing numbers:

Domestic Wire Transfer:

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To send a domestic wire transfer, you’ll need to use the routing number 211573155.


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To set up automatic payments, direct deposits, or electronic checks, you’ll need to use the routing number 211573155.

International Wire Transfer:

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If you’re sending money internationally, you’ll need to use PCU’s correspondent bank, which is Bank of New York Mellon. The routing number for Bank of New York Mellon is 021000018. You’ll also need to include PCU’s routing number, which is 211573155, as well as your account number and the name on your account. Be sure to check with PCU to confirm the correct information before sending an international wire transfer.

Tips for Using PCU Routing Numbers

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Here are a few tips to keep in mind when using PCU routing numbers:

  • Double-check the routing number before making a transaction, to avoid any errors or delays.
  • Make sure you have enough funds in your account to cover the transaction, including any fees.
  • For international wire transfers, check with PCU for any additional instructions or documentation required.
  • Consider using PCU’s online banking or mobile app for easy access to your account information and transactions.
  • Contact PCU customer service if you have any questions or concerns about routing numbers or financial transactions.

In Conclusion

Personal Check

Now that you have all the information you need on PCU routing numbers, you can confidently make financial transactions with ease. Whether you’re sending money domestically or internationally, PCU has the routing numbers you need for secure and efficient transfers.


To conclude, a pawtucket credit union routing number is a crucial tool that enables real estate buyers to acquire a house without having to pay the entire purchase amount upfront. It offers opportunity to homeownership and permits individuals and families to attain their aspirations of owning a property.

One of the main benefits of a pawtucket credit union routing number is the capacity to spread out the price of a property over an extended period of time, allowing it economical for homebuyers. Furthermore, a mortgage enables homeowners to build equity in their house over time, which can serve as a monetary asset and provide opportunities for future financial expansion.

Nonetheless, it’s crucial to thoroughly grasp the obligations and dangers associated with a pawtucket credit union routing number, including interest rates, payment terms, and likely repossession risks. It’s vital to thoroughly consider your monetary circumstance and plan prior to agreeing to a pawtucket credit union routing number to guarantee that it’s economical and suitable for your individual necessities.

Remember, a pawtucket credit union routing number is a long-term responsibility, so be sure to inform yourself, carefully assess your monetary situation, and find qualified advice to make informed decisions. With wise strategizing and careful consideration, a mortgage can be a potent resource in helping you achieve your aspiration of possessing a home.

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