Stratton Mortgage: Essential Techniques

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Stratton Mortgage: Your Ultimate Guide

If you are planning to purchase a new home, thinking about refinancing, or want to explore your mortgage options, you may have heard of Stratton Mortgage. This mortgage provider has been in the business since the early 2000s and has helped thousands of individuals and families secure their dream homes. In this blog post, we will dive deep into the topic of Stratton Mortgage, discussing its history, services, benefits, and tips to help you make an informed decision about your mortgage needs.

Stratton Mortgage: A Brief Overview

Stratton Mortgage is a full-service mortgage lender that specializes in guiding borrowers through the home buying process, offering a wide range of loan products, including conventional, FHA, VA, and Jumbo loans. The company is headquartered in Dublin, Ohio, and has operations in several states throughout the United States, including Vermont, Colorado, and Nebraska.

Since its inception, Stratton Mortgage has been committed to providing personalized service and attention to every customer, regardless of their circumstances or credit history. The company’s mission is to help people achieve their dreams of homeownership by providing access to affordable and flexible mortgage options. With an experienced team of mortgage experts, Stratton Mortgage has built a reputation for being a trustworthy and reliable partner for both novice and seasoned home buyers.

Stratton Mortgage Services

Conventional Loans

Stratton Mortgage Conventional Loans

A conventional loan is a standard mortgage that is not backed by the government. Stratton Mortgage offers conventional loans with fixed or adjustable rates, making it easier for borrowers to choose a payment term that fits their budget. These loans typically have lower interest rates than government-backed loans, making them an attractive option for borrowers with good credit scores.

FHA Loans

Stratton Mortgage FHA Loans

FHA loans are mortgages that are guaranteed by the Federal Housing Administration. These loans are designed to help first-time buyers or those with smaller down payments secure a more affordable mortgage option. Stratton Mortgage offers FHA loans with flexible requirements and competitive interest rates, making it easier for borrowers to qualify for a mortgage.

VA Loans

Stratton Mortgage VA Loans

VA loans are mortgages that are backed by the Department of Veteran Affairs. These loans are designed to help veterans, active-duty military, and their families purchase a home with little or no down payment. Stratton Mortgage offers VA loans with no down payment, low-interest rates, and flexible requirements, making it easier for veterans to secure a mortgage.

Jumbo Loans

Stratton Mortgage Jumbo Loans

Jumbo loans are mortgages that exceed the limits set by Fannie Mae and Freddie Mac for conventional loans. Stratton Mortgage offers jumbo loans with flexible terms and competitive rates, making it easier for borrowers to purchase high-end properties. With a jumbo loan from Stratton Mortgage, borrowers can enjoy a seamless home buying experience and a mortgage that fits their unique needs.


Stratton Mortgage Refinancing

Stratton Mortgage also offers refinancing options for borrowers who wish to lower their monthly payments, shorten their loan terms, or access the equity in their homes. The company’s refinancing options include conventional, FHA, VA, and jumbo loans, allowing borrowers to choose the best option for their unique financial situation.

Benefits of Stratton Mortgage

Competitive Rates

Stratton Mortgage Competitive Rates

One of the most significant benefits of working with Stratton Mortgage is access to competitive rates. The company leverages its extensive network of lenders to provide borrowers with the best possible rate, saving them money over the life of their loan. Stratton Mortgage is also transparent about its rates, providing borrowers with upfront quotes that are easy to understand.

Personalized Service

Stratton Mortgage Personalized Service

Stratton Mortgage prides itself on providing personalized service to every customer. The company’s team of mortgage experts takes the time to understand each borrower’s unique financial situation and works with them to find the best possible mortgage option. For first-time buyers or those unsure of their options, Stratton Mortgage provides guidance and support every step of the way, making the home buying process less daunting.

Flexible Options

Stratton Mortgage Flexible Options

Stratton Mortgage offers a wide range of loan products with flexible terms, making it easier for borrowers to find a mortgage that fits their specific financial situation. The company’s options include fixed and adjustable-rate loans, jumbo loans, and government-backed loans, giving borrowers plenty of choices. Additionally, Stratton Mortgage offers refinancing options for those looking to lower their monthly payments or access the equity in their homes.

Tips for Choosing Stratton Mortgage

Check Your Credit Score

Stratton Mortgage Credit Score

Before applying for a mortgage with Stratton Mortgage, it’s essential to check your credit score. Your credit score will play a significant role in whether or not you qualify for a mortgage and the interest rate you receive. Stratton Mortgage typically requires a credit score of 620 or higher for conventional loans and 580 or higher for government-backed loans.

Be Prepared for Closing Costs

Stratton Mortgage Closing Costs

When securing a mortgage with Stratton Mortgage, it’s essential to be prepared for the closing costs associated with the loan. These costs include application fees, home inspections, appraisal fees, and title search fees, among others. On average, closing costs can amount to 2-5% of the total mortgage amount. Plan accordingly and budget for these costs when applying for a mortgage with Stratton Mortgage.

Shop Around for Rates

Stratton Mortgage Shopping Around

While Stratton Mortgage offers competitive rates, it’s always a good idea to shop around for rates before committing to a mortgage. By comparing rates from different lenders, you can ensure that you are getting the best possible rate for your financial situation. Be sure to ask lenders about any fees associated with their rates and to get quotes in writing for easy comparison.

Communicate with Your Lender

Stratton Mortgage Communicate with Lender

Throughout the mortgage process, it’s essential to stay in communication with your lender. If you have any questions, concerns, or changes to your financial situation, be sure to communicate this information to your lender. Stratton Mortgage prides itself on its personalized service, and its team of experts is always available to answer questions and provide guidance.


Stratton Mortgage is a reliable and trustworthy mortgage lender that offers a wide range of loan products to help borrowers achieve their homeownership dreams. With competitive rates, personalized service, and flexible options, Stratton Mortgage has built a reputation for excellence in the industry. When choosing a mortgage lender, consider the benefits of working with Stratton Mortgage and follow our tips to make an informed and confident decision. Happy house hunting!

In conclusion, a stratton mortgage is a crucial tool that enables property purchasers to acquire a home without having to pay the full purchase amount upfront. It gives access to homeownership and permits individuals and families to attain their aspirations of owning a home.

One of the main pros of a stratton mortgage is the capacity to spread out the cost of a house over a prolonged period of time, enabling it economical for real estate buyers. Additionally, a mortgage allows homeowners to establish equity in their property over time, which can act as a economic asset and provide chances for subsequent monetary expansion.

Nevertheless, it’s important to fully understand the duties and dangers associated with a stratton mortgage, including but not limited to loan rates, repayment terms, and potential repossession risks. It’s important to thoroughly take into account your monetary situation and budget ahead of obligating to a stratton mortgage to guarantee that it’s budget-friendly and fitting for your individual necessities.

Remember, a stratton mortgage is a prolonged commitment, so ensure to learn yourself, thoroughly review your financial condition, and find expert guidance to make well-informed decisions. With wise preparation and thoughtful consideration, a mortgage can be a potent instrument in helping you attain your dream of having a home.

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